Student Health Insurance
ATSU Student Health Insurance Requirements
ATSU requires that all residential program students maintain personal hospitalization/health insurance coverage. Proof of adequate coverage as defined by ATSU must be presented to the Registrar's Office (Click here 
for instructions on how to submit your proof of coverage through the CampusVue student portal.). Coverage must be maintained throughout the duration of enrollment. Non-compliance at any time during a student's enrollment could result in suspension. A random sample of students will be audited periodically to confirm continuous coverage.
Minimum coverage requirements:
- Deductible maximum: $2,500 per year
- Coinsurance: 60% in network, 40% out of network
- Lifetime maximum: at least $250,000
COVERAGE RECOMMENDATIONS
- Students who participate in clinical rotations should ask their insurance agent if their policy includes needle stick coverage. The hospitals that you complete rotations at will not cover the costs if you are stuck by a needle, so your personal health insurance will need to cover it.
- If your program of study requires you to travel out of state for clinical rotations, you are required to have an insurance policy that will transfer from state to state.
FAQs
How do I submit my proof of insurance coverage?
Please click here
Why is insurance coverage required?
- You may face financial hardship due to unexpected medical expenses.
- You may be at high risk for illness and/or disease because of exposure to patients in clinical settings.
- Hospitals require students to have and maintain health insurance.
- A health insurance policy is a good form of preventive medicine.
Do I have to maintain continuous insurance coverage?
Yes, coverage must be maintained throughout the duration of enrollment. Non-compliance at any time during your enrollment could result in suspension.
What do I do if I change insurance policies?
If you change insurance carriers, you will need to notify the Registrar's Office of your new carrier.
What do I do when I start rotations?
Be sure an updated copy of the current coverage is on file. All regions require a copy of your health insurance information before you can start rotations.
How does the school know that I have continuous hospitalization/health insurance?
A random sample of students from each class will be chosen for auditing purposes to confirm continuous coverage.
Should I buy an insurance policy for a specific state?
You should purchase insurance that will transfer from state to state.
For more information, contact the Registrar's Office:
800 W. Jefferson St., Kirksville, MO 63501
660.626.2356 phone / 660.626.2926 fax
registrars@atsu.edu