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Federal Direct Student Loans

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Federal Direct Student Loans

ATSU graduate and professional students seeking degrees in eligible degree or certificate programs may qualify for a Direct Stafford Unsubsidized and/or a Direct Grad PLUS student loan. Contact Enrollment Services with any questions regarding Federal Direct student loans.

ATSU School Code: G002477 (same code for both the AZ and MO campus)

Required criteria to apply for a Federal Direct student loan

To be eligible to apply for Federal Direct student loans, a student must:

  • Be a U.S. citizen or an eligible non-citizen
  • Possess a valid Social Security number
  • Comply with Selective Service registration requirements, if you’re a male (you must register between the ages of 18 and 25)
  • Enroll or be accepted as a degree-seeking student in an eligible degree or certificate program
  • Be enrolled at least half-time
  • Maintain satisfactory academic progress
  • Not have a record of default on a federal student loan

Complete the FAFSA

Using your federal tax return from two years prior, complete the Free Application for Federal Student Aid (FAFSA®) (i.e., 2016 tax return for the 2018-19 FAFSA). Check your ATSU email often. Enrollment Services will contact you if there are any questions or if additional information is needed.

Note: Students must complete a new FAFSA prior to the start of each academic year.

Using the ATSU School Code G02477 will ensure your information will be sent electronically to ATSU.

Your financial aid offer

Enrollment Services will contact students via their ATSU email with instructions on accessing their award letter with full financial aid offer (cost of attendance) and the next steps in the financial aid process including entrance counseling, completing loan applications, consent to obtain credit form, and master promissory notes. Your financial aid award offer will include academic expenses for the loan period such as tuition and fees, computers/books/supplies, and living expenses. Please be sure to watch your ATSU email for this and other communication from ATSU’s Enrollment Services team.

  • Federal Direct Stafford Unsubsidized Loan +

    • Maximum borrowing amounts

      Annual and Lifetime Aggregate Limits by Program Annual Limit Lifetime Limit
      Medical or Dental Students $47,166 $224,000
      Master of Public Health Program $33,000 $224,000
      Non-medical or Non-dental Students $20,500 $138,500
      Limits are based on a 12 month year and may vary based on the length of the academic year.
      • Loan Fees: A bank/loan fee will be assessed at 1.062% of the total accepted gross Unsubsidized Stafford loan amount.
      • Interest: Interest begins accruing for the borrower when funds are disbursed. The interest rate for the 2018-2019 year will be fixed throughout repayment at 6.60%. Visit studentaid.ed.gov to view the interest rates on federal student loans first disbursed before July 1, 2017.
      • Grace Period: Each borrower has a six-month grace period for the Federal Direct Stafford Unsubsidized loan. The grace period must be used up before the borrower is eligible for deferment or forbearance.
      • Repayment: The borrower has up to 10 years to repay this loan. Each borrower will go into repayment six months following graduation, withdrawal, or reducing to less than half-time enrollment status unless the borrower qualifies for an economic hardship deferment.

  • Federal Direct Grad PLUS Loan +

    • Maximum borrowing amount

      Students may borrow up to the full financial aid offer (cost of attendance) less any Unsubsidized Stafford funds received or other qualifying financial assistance.

      • Creditworthy: Approval of your Grad PLUS or private loan is contingent upon your creditworthiness. A Consent to Obtain Credit Form (pdf) must be completed before ATSU can order the required credit check. If you are a new Grad PLUS borrower (never borrowed Grad PLUS at ATSU), a new consent form must be completed. If at any time a new Consent to Obtain Credit form is required, a student will be notified via their ATSU email address. This includes those that have borrowed Grad PLUS in the past.
      • Loan Fees: A bank/loan fee will be assessed at 4.248% of the total accepted gross Grad PLUS loan amount.
      • Interest: Interest begins accruing for the borrower when funds are disbursed. The interest rate for the 2018-2019 year will be fixed throughout repayment at 7.60%. Visit studentaid.ed.gov to view the interest rates on federal student loans first disbursed before July 1, 2017.
      • Repayment: The borrower has up to 10 years to repay this loan. Deferment and forbearance are available during post-graduate training.

  • Receiving, Returning or Requesting More Loan Money +

    • Receiving your loan money

      Direct Stafford Unsubsidized loan or a Direct Grad PLUS student loan money disbursement dates are dependent on the student’s program.

      Semester/Quarter Loan disbursement
      Semester residential First week of each semester (fall and spring)
      Semester online Second Friday of each semester block
      Quarter residential First week of each quarter (fall, winter, spring, and summer)
      Quarter online Second Friday of each quarter


      Direct Stafford Unsubsidized loan or a Direct Grad PLUS student loan money is transferred electronically to a student’s account at ATSU. Students may review their account details via the CampusNexus Student Portal at MyATSU, Resources, Academic Resources and CampusNexus Student Portal. Once logged into the portal, students should click on My Account and then Account Information to view their account details. Funds electronically transferred above what is owed for tuition and fees will be promptly refunded to the student by check or deposited directly into the student’s bank account if the student has set up direct deposit with ATSU. (Students that have lenders that do not wire money to ATSU will receive their financial aid through a co-payable check.) Generally, funds are available when tuition is due.

      Post-withdrawal Disbursements

      Every ATSU student who matriculates earns a portion of the Title IV, HEA funds from day one. Each student who withdraws before the Title IV funds are disbursed, and has requested loan funds will be offered a post-withdrawal disbursement notice in writing within 30 days of when ATSU determined the student withdrew. Please note:

      • Enrollment Services will remind the student these are federal loans and must be repaid.
      • Students will be discouraged from borrowing any more than is necessary, and may even suggest the student cancel the loan completely.
      • Students will be required to confirm how much, if any, of the post-withdrawal disbursement the student desires. If a student does not respond within 30 days of the notification, no disbursement will be issued to the student.
      • All post-withdrawal disbursements will be made as soon as possible, but no later than 180 days from when ATSU determined the student withdrew.

      Returning loan money

      Borrowed too much

      If a student overestimated and borrowed too much loan money, that student may write a check to ATSU for the amount they would like returned to the lender. Enrollment Services will return the funds on the studentís behalf and request that the fees and interest charges be waived; however, this waiver is not guaranteed. Returns must be made within 90 days of the disbursement date.

      Enrollment changes

      Changes to a studentís enrollment (adding or dropping a course, dropping below half-time status, or program withdrawal) will require a review of the financial aid offer. In the instance where a return of Federal Direct Student Loan money is required, ATSU will follow the Return of Title IV Funds Policy, found in the ATSU University Catalog Financial Information section.

      Over-awards

      When an over-award occurs, the Director Financial Aid - Enrollment Services will review the studentís financial aid file. Adjustments are normally made by reducing a subsequent loan disbursement. Upon rare occasions, a student must write a check to the lender to repay an over-award. Students with an over-award will be contacted by Enrollment Services with details on how the over-award must be returned.

      Refund Standards Per State

      Request more loan money

      Students who have not accepted all of their financial aid offer or utilized all of their Work-Study can send an email request to enrollmentservices@atsu.edu. Please include the following information to expedite the review process:

      • The net amount you wish to borrow (actual total amount you wish to receive)
      • The date you wish to receive the money

      Enrollment Services will review your request and reply via your ATSU email address.

  • Satisfactory Academic Progress +

    • According to the United States Department of Education regulations (34CFR 668.16 and 668.34 and October 29, 2010, Final Federal Register), all students receiving federal financial assistance must meet and maintain satisfactory academic progress (SAP). SAP is a set of standards students must maintain to receive federal financial assistance. SAP standards, criteria for reestablishing eligibility for federal financial assistance, and SAP appeal information may be found in the ATSU University Catalog, Financial Information section.

  • Disclosures and Things to Know +

    • Your Loan Information Published by the Department of Education

      Institutions are required to provide information published by the Department of Education to students at any time that information regarding loan availability is provided. The publication includes information about rights and responsibilities of students and institutions under Title IV, HEA loan programs. Federal loans are submitted to the National Student Loan Data System (NSLDS) and are accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. Comprehensive information on the terms and conditions of federal loans and of the borrower’s responsibilities can be found on the Department of Education’s website. Student borrowers reserve the right to submit feedback at any time to the Department of Education.

      FA and Drug Law Violations

      Notice of federal student financial aid penalties for drug law violations

      Any student that receives a conviction for any offense, during a period of enrollment for which the student was receiving Title IV, HEA program funds, under any federal or state law involving the possession or sale of illegal drugs will result in the loss of eligibility for any Title IV, HEA grant, loan, or work-study assistance (HEA Sec. 484(r)(1)); (20 U.S.C. 1091(r)(1)). Students who lose federal student aid eligibility due to a drug conviction can regain eligibility by passing two unannounced drug tests conducted by a drug rehabilitation program that complies with certain criteria established by the Department of Education.

      FA Code of Conduct

      In order to ensure that ATSU maintains the highest ethical standards, each staff member at ATSU who has loan-related responsibilities will not:

      • Enter into revenue-sharing arrangements with lenders.
      • Accept gifts of more than nominal value from lenders, guarantors and loan servicers.*
      • Receive compensation for consulting services to lenders.
      • Assign lenders to any borrowers.
      • Refuse to certify a loan based on the borrowerís choice of lender.
      • Participate in opportunity pools with lenders.
      • Permit lender staff to assume school call center or financial aid office staff functions.
      • Receive compensation for private loans.
      • Serve as advisory board members for compensation, except for reasonable expenses incurred as a result of that service, such as travel expenses.

      The following items are not considered “gifts” for this purpose:

      • Brochures, workshops or training related to loans, default prevention or financial literacy.
      • Food, refreshments, training or informational material furnished as part of a financial aid professional training session.
      • Borrower benefits provided by the lender to all students at the institution.
      • Entrance and exit counseling, as long as the school controls the counseling, and such counseling does not promote the products or services of any specific lender (GEN-08-12, p. 70).
      • Philanthropic contributions that are not made in exchange for loan volume.

      FASFA Verification 2018-19

      Each year, applications for federal student aid are selected for verification by the Central Processing System (CPS) in order to confirm the accuracy of the data listed on the Free Application for Federal Student Aid (FAFSA). All applications selected will be verified for students receiving need-based funding (Federal Work-Study), who are in certain verification classifications, or for whom professional judgment is performed.

      If verification is required and you used the IRS Data Retrieval Tool when you completed your FAFSA electronically (and you have not amended your tax return), you will not need to request a 2016 tax return transcript. (You may go to www.fafsa.gov and choose to use the IRS Data Retrieval Tool even if you didn’t use it on your initial FAFSA.) If you are unable or choose not to use the IRS Data Retrieval Tool, you must request a 2016 IRS tax return transcript and send it to our office.

      Until verification is complete, you cannot receive any federal need-based aid (Federal Work-Study). If the required documentation is not received prior to the end of your academic year, you will not be able to receive federal need-based student aid for the 2018-19 year.

      After your application has been verified, ATSU will process any necessary corrections based upon the documentation received. The award process will then proceed, and you will receive an email containing information and instructions for accessing your electronic award letter. In the event a correction must be made as a result of the verification, you will receive notification from CPS of the change to your Student Aid Report. You will also receive notice via email from Enrollment Services within 10 business days if your financial aid award offer must be changed.

      Enrollment Services does have a referral policy, as required by the federal government, in the event of an actual or suspected case of fraud or abuse. Students who willfully submit fraudulent information will be investigated, and all cases must be reported to the proper authorities. Fraudulent situations will be reported to the hotline of the Department of Education’s Inspector General.

      If you have any questions regarding the verification process, please feel free to call us at 866.626.2878, ext. 2019, or email enrollmentservices@atsu.edu.

      2017-18 FASFA Verification (pdf)

Cost of attendance

Cost of attendance, or budget is an estimated amount of all expenses for a period of enrollment. A budget has been calculated for each program approved to certify for Title IV funding.

Budget Determinations

The student expense budget is determined each year by the Director Student Financial Aid - Enrollment Services and approved by a committee comprised of members including the Assistant Vice President - Enrollment Services and Vice President for Student Affairs. Students having credit history difficulties may not be able to borrow the full budgeted amount as Grad Plus and private loans review creditworthiness.

Students may locate their budget below by selecting their school, program and then year (residential programs) or enrollment status (online programs). An expense worksheet is also provided so students can calculate how the estimated cost of attendance will align with their actual costs and help to budget accordingly.

  • Arizona School of Dentistry & Oral Health +

    • Doctor of Dental Medicine +

      Doctor of Dental Medicine

      Budget categories Class of 2022 Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $93,336 $93,324 $89,325 $87,425
      Computer/Books/Supplies $4,330 $2,690
      Living Expenses $34,865 $34,525 $34,660 $35,561
      Student Budget $132,531 (11 months) $130,539 (11 months) $123,985 (11 months) $122,986 (10 months)
      Average Loan Fees $4,223 $4,135 $4,021 $4,051
      Total Funds Eligibility $136,754 $134,674 $128,006 $127,037
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls> Year 3 Worksheet (xls) Year 4 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Orthodontics+

      Master of Science in Orthodontics

      Budget categories Class of 2020 Class of 2019 Class of 2018
      Tuition & Fees $83,128 $79,974 $38,471
      Computer/Books/Supplies $2,600
      Living Expenses $34,865 $34.865 $15,650
      Student Budget $120,593 (11 months)
      $114,839 (11 months)
      $54,121 (5 months)
      Average Loan Fees $4,686 $4,430 $1,726
      Total Funds Eligibility $125,279 $119,239 $55,847
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls) Year 3 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Certificate in Orthodontics & Dentofacial Orthopedics+

      Certificate in Orthodontics & Dentofacial Orthopedics

      Budget categories Class of 2018
      Tuition & Fees $38,471.00
      Computer/Books/Supplies
      Living Expenses $15,650.00
      Student Budget $54,121.00
      Average Loan Fees $1,726.00
      Total Funds Eligibility $55,847.00
      Expense Worksheet Year 3 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.


      Gainful Employment Disclosure

      Students graduating on time

      N/A* of Title IV students complete the program within 30 months - The share of students who completed the program within 100% of normal time - 30 months.
      *Fewer than 10 students enrolled in this program. This number has been withheld to preserve the confidentiality of the students.

      Program costs*

      $211,098 for tuition and fees
      $2,600 for books and supplies
      Other Costs: No other costs provided.
      Program cost information

      *The amounts shown above include costs for the entire program, assuming normal time to completion. Note that this information is subject to change.

      Students Borrowing Money

      The typical graduate leaves with
      N/A* in debt - The median debt of borrowers who completed this program. This debt includes federal, private, and institutional loans.
      *Fewer than 10 students completed this program within normal time. This number has been withheld to preserve the confidentiality of the students.

      The typical monthly loan payment
      N/A* per month in student loans with an interest rate of N/A*. The median monthly loan payment for students who completed this program if it were repaid over ten years at NA* interest rate.
      *Fewer than 10 students completed this program within normal time. This number has been withheld to preserve the confidentiality of the students.

      Graduates who got jobs

      N/A* of program graduates got jobs
      *We are not currently required to calculate a job placement rate for program completers.

      Program graduates employed in the following fields: Orthodontists

      Licensure Requirements

      Some states require students to graduate from a state approved program in order to obrain a license to practice a profession in those states.

      Program meets licensure requirements in:
      Alabama, Alaska, American Samoa, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Federated States of Micronesia, Florida, Georgia, Guam, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Marshall Islands, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Northern Marianas, Ohio, Oklahoma, Oregon, Palau, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virgin Islands, Virginia, Washington, West Virginia, Wisconsin, Wyoming

  • Arizona School of Health Sciences +

    • Doctor of Audiology (residential)+

      Doctor of Audiology (residential)

      Categories Class of 2022 Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $25,012 $25,012 $25,012 $23,512
      Computer/Books/Supplies $3,698 $1,705 $1,480 $467
      Living Expenses $31,300 $31,300 $31,300 $31,300
      Student Budget $60,010 $58,017 $57,792 $55,279
      Average Loan Fees $1,810 $1,721 $1,889 $1,777
      Total Funds Eligibility $61,820 (10 months) $59,738 (10 months) $59,681 (10 months) $57,056 (10 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls) Year 3 Worksheet (xls) Year 4 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Audiology (online)+

      Doctor of Audiology (online)

      Categories Two Year Track
      Three Year Track
      Tuition & Fees $8,000 $7,500
      Computer/Books/Supplies $500 $500
      Living Expenses* $34,430 $34,430
      Student Budget $42,930
      $42,430
      Average Loan Fees $1,227 $1,205
      Total Funds Eligibility $44,157 (11 months) $43,635 (11 months)
      Expense Worksheet Two Year Track Worksheet (xls) Three Year Track Worksheet (xls)

      *Living expenses are prorated per semester registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Athletic Training+

      Doctor of Athletic Training

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $9,612 $7,476 $5,340
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses*,** $27,268 $27,268 $27,268
      Student Budget $38,960 $36,584 $34,208
      Average Loan Fees $1,051 $945 $839
      Total Funds Eligibility $40,011 (9 months) $37,529 (9 months) $35,047 (9 months)
      Expense Worksheet Full-Time Worksheet (xls) Three-Quarter-Time Worksheet (xls) Half-Time Worksheet (xls)

      *Living expenses are prorated per block registered.

      **Travel for institutes may be requested up to an additional $1727. It is the studentís responsibility to make this request. Please contact Enrollment Services at enrollmentservices@atsu.edu to make this request.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Athletic Training+

      Master of Science in Athletic Training

      Categories Class of 2020 Class of 2019
      Tuition & Fees $20,892 $20,892
      Computer/Books/Supplies $2,117 $1,117
      Living Expenses $28,170 $28,170
      Student Budget $51,179 $50,179
      Average Loan Fees $1,417 $1,550
      Total Funds Eligibility $52,596 (9 months) $51,729 (9 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Occupational Therapy (residential)+

      Doctor of Occupational Therapy (residential)

      Categories Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $34,266 $34,266 $33,320
      Computer/Books/Supplies $3,264 $5,076 $300
      Living Expenses $31,300 $31,300 $31,300
      Student Budget $68,830 $70,642 $64,920
      Average Loan Fees $2,203 $2,283 $2,207
      Total Funds Eligibility $71,033 (10 months) $72,925 (10 months) $67,127 (10 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls) Year 3 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Occupational Therapy (online)+

      Doctor of Occupational Therapy (online)

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $19,476 $15,148 $10,820
      Computer/Books/Supplies $3,160 $2,680 $2,200
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $49,904 $45,096 $40,288
      Average Loan Fees $1,538 $1,324 $1,110
      Total Funds Eligibility $51,442 (9 months) $46,420 (9 months) $41,398 (9 months)
      Expense Worksheet Full-Time Worksheet (xls) Three-Quarter-Time Worksheet (xls) Half-Time Worksheet (xls)

      *Living expenses are prorated per quarter registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Occupational Therapy (residential)+

      Master of Science in Occupational Therapy (residential)

      Categories December 2020 graduates December 2019 graduates December 2018 graduates
      Tuition & Fees $34,584 $34,584 $14,082
      Computer/Books/Supplies $3,264 $5,076 $1,878
      Living Expenses $31,300 $31,300 $15,650
      Student Budget $69,148 $70,960 $31,610
      Average Loan Fees $2,217 $2,476 $723
      Total Funds Eligibility $71,365 (10 months) $73,436 (10 months) $32,333 (5 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls) Year 3 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Occupational Therapy (online)+

      Master of Science in Occupational Therapy (online)

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $19,476 $15,148 $10,820
      Computer/Books/Supplies $3,160 $2,680 $2,200
      Living Expenses* $27,268 $27,,268 $27,268
      Student Budget $49,904 $45,096 $40,288
      Average Loan Fees $1,538 $1,324 $1,110
      Total Funds Eligibility $51,442 (9 months) $46,420 (9 months) $41,398 (9 months)
      Expense Worksheet Full-Time Worksheet (xls) Three-Quarter-Time Worksheet (xls) Half-Time Worksheet (xls)

      *Living expenses are prorated per quarter registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Physician Assistant Studies (residential)+

      Master of Science in Physician Assistant Studies (residential)

      Categories Class of 2020 Class of 2019
      Tuition & Fees $42,768 $42,768
      Computer/Books/Supplies $2,484
      Living Expenses $31,300 $34,430
      Student Budget $76,552 $77,198
      Average Loan Fees $2,547 $2,754
      Total Funds Eligibility $79,099 (10 months) $79,952 (11 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Physician Assistant Studies (online)+

      Master of Science in Physician Assistant Studies (online)

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $16,020 $12,460 $8,900
      Computer/Books/Supplies $3,160 $2,680 $2,200
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $46,448 $42,408 $38,368
      Average Loan Fees $1,384 $1,204 $1,025
      Total Funds Eligibility $47,832 (9 months) $43,612 (9 months) $39,393 (9 months)
      Expense Worksheet Full-Time Worksheet (xls) Three-Quarter-Time Worksheet (xls) Half-Time Worksheet (xls)

      *Living expenses are prorated per quarter registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Physical Therapy (residential)+

      Doctor of Physical Therapy (residential)

      Categories Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $36,845 $36,502 $35,736
      Computer/Books/Supplies $4,319 $1,334
      Living Expenses $34,430 $31,300 $28,170
      Student Budget $75,594 $69,136 $63,906
      Average Loan Fees $2,504 $2,394 $2,162
      Total Funds Eligibility $78,098 (11 months) $71,530 (10 months) $66,068 (9 months)
      Expense Worksheet Year 1 Worksheet (xls) Year 2 Worksheet (xls) Year 3 Worksheet (xls)

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

  • College of Graduate Health Studies +

    • Doctor of Education+

      Doctor of Education

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $13,014 $10,122 $7,230
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $42,362 $39,230 $36,098
      Average Loan Fees $1,202 $1,063 $923
      Total Funds Eligibility $43,564 (9 months) $40,293 (9 months) $37,021 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Health Administration+

      Doctor of Health Administration

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $18,576 $14,448 $10,320
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $47,924 $43,556 $39,188
      Average Loan Fees $1,450 $1,256 $1,061
      Total Funds Eligibility $49,374 (9 months) $44,812 (9 months) $40,249 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Health Education+

      Doctor of Health Education

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $13,014 $10,122 $7,230
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $42,362 $39,230 $36,098
      Average Loan Fees $1,202 $1,063 $923
      Total Funds Eligibility $43,564 (9 months)
      $40,293 (9 months) $37,021 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Doctor of Health Sciences+

      Doctor of Health Sciences

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $10,242 $7,966 $5,690
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $39,590 $37,074 $34,558
      Average Loan Fees $1,079 $967 $855
      Total Funds Eligibility $40,669 (9 months) $38,041 (9 months) $35,413 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Health Administration+

      Master of Health Administration

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $12,762 $9,926 $7,090
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268
      $27,268
      Student Budget $42,110 $39,034 $35,958
      Average Loan Fees $1,191 $1,054 $917
      Total Funds Eligibility $43,301 (9 months) $40,088 (9 months) $36,875 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Public Health (all)+

      Master of Public Health (all)

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees** $12,762 $9,926 $7,090
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses* $27,268 $27,268 $27,268
      Student Budget $42,110 $39,034 $35,958
      Average Loan Fees $773 $636 $499
      Total Funds Eligibility $42,883 (9 months) $39,670 (9 months) $36,457 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      **MPH students registered for the practicum: budgets will be adjusted directly by credit to reflect practicum credit hour load.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Kinesiology+

      Master of Science in Kinesiology

      Categories Full-Time Three-Quarter-Time Half-Time
      Tuition & Fees $9,954 $7,742 $5,530
      Computer/Books/Supplies $2,080 $1,840 $1,600
      Living Expenses*,** $27,268 $27,268 $27,268
      Student Budget $39,302 $36,850 $34,398
      Average Loan Fees $1,066 $957 $848
      Total Funds Eligibility $40,368 (9 months) $37,807 (9 months) $35,246 (9 months)
      Expense Worksheet Full-Time Worksheet Three-Quarter-Time Worksheet Half-Time Worksheet

      *Living expenses are prorated per block registered.

      **Travel for institutes may be requested up to an additional $1727. It is the studentís responsibility to make this request. Please contact Enrollment Services at enrollmentservices@atsu.edu to make this request.

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

  • Kirksville College of Osteopathic Medicine +

    • Doctor of Osteopathic Medicine+

      Doctor of Osteopathic Medicine

      Categories Class of 2022 Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $57,428 $56,358 $56,358 $56,358
      Computer/Books/Supplies $3,251 $1,018 $2,284 $879
      Living Expenses $24,792 $26,425 $40,360 $32,941
      Student Budget $85,471 $83,801 $99,002 $90,178
      Average Loan Fees $2,202 $2,127 $2,834 $2,664
      Total Funds Eligibility $87,673 (10 months) $85,928 (10 months) $101,836 (12 months) $92,842 (9 months)
      Expense Worksheet Year 1 Worksheet Year 2 Worksheet Year 3 Worksheet Year 4 Worksheet

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

      Master of Science in Biomedical Sciences+

      Master of Science in Biomedical Sciences

      Categories Class of 2020 Class of 2019
      Tuition & Fees $9,970 $100
      Computer/Books/Supplies $1,764 $330
      Living Expenses $26,653 $26,653
      Student Budget $38,387 $27,083
      Average Loan Fees $646 $200
      Total Funds Eligibility $39,033 (11 months) $27,283 (11 months)
      Expense Worksheet Year 1 Worksheet Year 2 Worksheet

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

  • Missouri School of Dentistry & Oral Health +

    • Doctor of Dental Medicine+

      Doctor of Dental Medicine

      Categories Class of 2022 Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $84,621 $84,521 $79,669 $78,341
      Computer/Books/Supplies $1,724
      Living Expenses $27,088 $25,754 $34,910 $37,644
      Student Budget $113,433 $110,275 $114,579 $115,985
      Average Loan Fees $3,373 $3,306 $3,602 $3,739
      Total Funds Eligibility $116,806 (11 months) $113,581 (10 months) $118,181 (11 months) $119,724 (10 months)
      Expense Worksheet Year 1 Worksheet Year 2 Worksheet Year 3 Worksheet Year 4 Worksheet

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

  • School of Osteopathic Medicine Arizona +

    • Doctor of Osteopathic Medicine+

      Doctor of Osteopathic Medicine

      Categories Class of 2022 Class of 2021 Class of 2020 Class of 2019
      Tuition & Fees $58,818 $57,818 $57,818 $57,818
      Computer/Books/Supplies $4,615 $534 $1,370 $1,138
      Living Expenses $34,800 $28,830 $40,360 $32,941
      Student Budget $98,233 $87,182 $99,548 $91,897
      Average Loan Fees $2,770 $2,530 $2,858 $2,740
      Total Funds Eligibility $101,003 (10 months) $89,712 (9 months) $102,406 (12 months) $94,637 (9 months)
      Expense Worksheet Year 1 Worksheet Year 2 Worksheet Year 3 Worksheet Year 4 Worksheet

      Students may download an expense worksheet to calculate how the estimated cost of attendance will align with their actual costs. This comparison will help students budget responsibly.

HLC seeks third-party comments about ATSU

A.T. Still University of Health Sciences (ATSU) is seeking comments from the public about the University in preparation for its periodic evaluation by its regional accrediting agency, the Higher Learning Commission (HLC). How to submit comments.

Innovating whole person healthcare

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Community Health Center

Waianae, Hawaii

As a leading provider of quality healthcare for area residents, Waianae Coast Comprehensive Health Center also provides community employment and health education. More than 80% of the staff are local residents, and many were trained at the affiliated Waianae Health Academy. Find out more.

Sponsor a cause

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From public health centers located in communities where services are needed most, to research and other leading edge whole person healthcare initiatives, you can create your own legacy by contributing to the specific cause that moves you most. Find out more.

Whole person healthcare

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Whole person healthcare takes an integrated approach that addresses body, mind and spirit as one. Students are encouraged to participate in wellness programs and study areas including nutrition and psychology to gain a more comprehensive understanding. Find out more.

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Keep up with the latest developments in whole person healthcare at A.T. Still University with our complimentary newsletter and other publications. From scholarly inquiry and research to alumni activities and more. Sign up today.

Apply now

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Let your light shine at A.T. Still University. Combining leading-edge whole person healthcare with a commitment to serving those communities where needs are greatest, we provide students the opportunity to truly excel as doctors, dentists, healthcare providers and healthcare leaders.