This page contains various informational links and resources for ATSU students to use to assist them in areas concerning budgeting, finances, counseling, and economic issues. If you have any additional questions, please contact Student Financial Services at 660.626.2529 or by email at firstname.lastname@example.org.
- File your FAFSA at www.fafsa.gov
- ATSU School Code is G02477 (for all schools and campuses)
- For questions about FAFSA, call 1-800.433.3243
- PIN Application
Federal Student Loan Information
- National Student Loan Data System (NSLDS) - Provides a student with one centralized location to view all of the Title IV loans and/or grants information
- U.S. Department of Education - Federal Student Aid
- Listing of various publications and video information on the student aid process can be found on the Resources page
- Federal Student Aid - Student Portal – to complete counseling requirements, promissory notes, and other personalized information concerning your federal loans
- Federal Student Aid Ombudsman Group of U.S. Department of Education – This resource can be used when attempts to resolve a federal student aid dispute have been unsuccessful. The Ombudsman Group is dedicated to helping resolve disputes related to Direct Loans, FFEL Program loans, Guaranteed Student Loans and Perkins Loans
- Direct Loan Consolidation
- National Student Clearinghouse – Deferment Questions – 703.742.4200
Loan Repayment Programs
- Loan Repayment/Forgiveness and Scholarship Programs – Searchable database maintained by the Association of American Medical Colleges (AAMC)
- Summary of State Loan Forgiveness Programs – Prepared by the American Dental Association Office of Student Affairs (July 2014)
- ATSU-ASDOH Graduate Loan Repayment Program - For more information please contact the Arizona School of Dentistry & Oral Health
- National Health Service Corps Loan Repayment Program - Provides loan repayment assistance to licensed primary care medical, dental, and mental and behavioral health providers who serve in communities with limited access to health care. There are both full-time and half-time service options.
- Arizona State Loan Repayment Program - Provides loan repayment in exchange for working 2 years in a public, private non-profit or rural private practice located in a federally Health Professional Shortage Area or in an Arizona Medically Underserved Area. Fully licensed dentists, physicians, and physician assistants are eligble for this program.
- American Association of Colleges of Osteopathic Medicine (AACOM) - 2015 Financial Aid Modules for the Class of 2015 Osteopathic Medical School Students (Repayment Strategies, Income Driven Repayment Plans and Foregiveness Programs, and Student Loan Updates)
- Primary Care Loan Redemption Program of New Jersey
- Indian Health Service (IHS) Loan Repayment Program - The loan repayment program funds IHS clinicians to repay their eligible health profession education loans -- up to $40,000 -- in exchange for an initial two-year service commitment.
Credit Reports, Education and Counseling
- Free Credit Report – This is actually the yearly free report
- National Foundation for Credit Counseling
- Association of American Medical Colleges (AAMC) – This site offers tools, calculators, and various information regarding student loans, debt management, and financial organization
- Better Money Habits - Videos prepared by Bank of America and Khan Academy to assist students in understanding credit, the importance of good credit, and other financial matters.
- Physician Loans - Webinars with information on special home financing loans for doctors, the home financing/buying timeline, determining how much you qualify for, costly pitfalls to avoid and more.
- American Dental Education Association (ADEA) - Educational debt management materials designed specifically for indebted dental school students.
Tips: Something to think about?
- Develop a realistic budget to live by -- and stick to it!
- Keep good records. Maintain all loan material in a single location.
- Review your credit report yearly by going to www.annualcreditreport.com. Learn the importance of your credit rating.
- Limit the number of credit cards that you carry -- out of sight, out of mind!
- Pay your credit card balances off each month if at all possible!
- Outline your professional and personal goals -- review annually.
- Be smart about your loan choices
- Borrow only what you need
- Check interest rates to select the best loan
- Know your repayment and the deferment/forbearance options
- Read information about your loan choices
- Learn about different repayment options, such as Income-Based Repayment, Pay as You Earn, etc.